If I apply does that hurt my credit?

When you apply for any loan it does affect your credit rating. Some companies will send your application to all of the banks “hoping” one will approve you. This means your credit is pulled 5-10 times which is not good! Our dealers do not do this! After carefully reviewing your information, they will contact you, find out the details of what has happened in the past so as to submit you to an auto finance lender that will approve you!