What are the benefits of refinancing? 

Refinancing your existing auto loan may offer you 1 of 2 potential benefits. First, auto refinancing in Ontario Canada may reduce your monthly car payment through lowering your auto loan interest rate, extending your car loan term, or both. Or, auto refinancing may help you to reduce the overall amount of interest paid. 

Can I refinance my auto loan if the payoff balance on my current Ontario car loan is more than my vehicle’s current value? 

Yes, but if your current auto loan’s payoff balance is more than the car’s current value, you may be asked to pay the difference as a requirement for getting your vehicle loan refinanced.

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