What types of car loans do your Ontario car dealer partners offer? 

Our Ontario dealer partners offer a variety of auto loan types:

  • Dealer purchases (when you purchase a new or used car at a dealership)
  • Refinancing of current auto loans
  • Lease buyouts (when you decide to purchase your leased vehicle)

Note: Our dealer partners do not offer financing to purchase a vehicle from a private party (an individual seller).

Who is eligible to apply for an auto loan? 

You must be 18 years old or otherwise have the ability to legally contract for automotive financing in Ontario Canada, and either a Canadian citizen or resident alien (permanent or non-permanent).

Do your dealership partners offer car loans in all Canadian provinces? 

No. Car Loans Ontario’s dealership partners at the moment are based in Ontario Canada and car loans are available in Ontario only.

What financing terms do your auto dealers offer? 

They offer flexible financing terms dependent on auto loan type and subject to collateral, terms and conditions. Our online application allows you to request a call back to discuss certain term lengths; you can discuss other term lengths that may be available with your car loan dealership provider in Toronto, Brampton or Mississauga Ontario after your application is submitted.